Sabtu, 31 Januari 2015

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No Easy Answers
The first edition of Irrational Exuberance warned of a stock market bubble. The key takeaway was to diversify. A few months later the dot com bubble crashed and stocks corrected.

The second edition of Irrational Exuberance warned of a housing market bubble. The key takeaway was to diversify. A few years later, the sub-prime crisis hit and both stocks and house prices corrected.

This, the third edition, warns about a number of things. And there seems to be no place to hide. Interest rates on bonds are historically low and unattractive. US stock prices are high. Yet historically speaking, Shiller thinks stocks could continue to rise higher for a while longer. Housing prices have rebounded in the US and are at bubble levels in other countries. The key takeaway seems to be we should hedge risks, and invest in assets that correlate negatively with labor income. The only concrete hedging suggestions from Shiller sadly all come with significant complexity and a heavy...


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Irrational Exuberance 3rd edition

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